When asked for reasons why they had committed a financial deception, U.S. adults who reported ever combining finances with a spouse or partner and committing a listed financial deception most often said that they believe some aspects of finances should remain private (38 percent). This was followed by fearing disapproval by a partner/spouse in a relationship where discussions of finances had already occurred (34 percent), being embarrassed or fearful about their finances (33 percent) and fearing disapproval by a partner/spouse in a relationship where discussions about finances had not yet occurred (27 percent).